SELF INVESTED PERSONAL PENSIONS (SIPPS)

FREEDOM OF CHOICE

A SIPP gives the freedom of choice to invest in a wider range of investments such as the Managed Stockbroking Service, compared to the limited range offered by most insurance companies.

Working alongside pensioner trustees new plans can be set up or the investment management of existing SIPPs can be transferred.

Advice is available on commercial property as well as equity and fixed interest investments.

As a direct result of Pensions Simplification (“A-Day”; which came into effect on the 6th April 2006) the rules regarding the taking of pension income and Tax Free Cash changed.

When reviewing individual pensions help is available with the new legislation, taxation, contribution levels, benefits and retirement options. Charges in SIPPs may be lower than in other pensions the larger the fund size.

Moving all your existing pension funds into one can be administratively simpler.