PERSONAL EQUITY PLAN TRANSFER

UK STOCKMARKET PEP

Personal Equity Plans first became available in January 1987. They effectively came to an end on 5 April 1999, since no new subscriptions could be made after that date, although PEPs in existence on that date were allowed to continue.

The UK Stockmarket PEP is a tax efficient portfolio of stocks and shares managed on a medium
risk basis.

Transferring a PEP, or consolidating a number of PEPs, is quick and easy and investors keep the advantageous tax status. The minimum transfer is £4,000.

Income from dividends and interest can be taken quarterly or reinvested for growth.

Valuations are issued as at 5th January, April, July and October each year.